Disability Insurance 16 - Understand Disability Insurance Riders
Disability insurance includes the following riders and benefits that allow the insured to customize the coverage to meet the exact needs of the insured. Automatic insurability - This rider if it is included in the policy allows the insured to increase the monthly benefit on specified option dates without providing medical evidence.

Critical Illness Insurance - End Up Empty Handed Without It
Most Americans are just a heart attack, cancer or stroke away from financial disaster. When a critical illness strikes it puts a financial toll on the family. Financial concerns impacted your health even though more people are surviving critical illnesses. This can increase stress for the illness that can prolong the recovery period.